I gave more than I thought I would. In early 2020, I predicted I would give between 11% and 12% of my income to charity in 2020:
Unfortunately, due to the higher cost of living in the Bay Area and my student loan obligations, I do not foresee greatly exceeding 10% this year. I predict that I will ultimately end up donating between 11% and 12% of my income this year.
However, I actually gave closer to 16%, primarily due to lower expenses, good investment returns, higher earnings, refinancing my loans, and stimulus checks.