I'd like to start giving people the option of commenting on shorter Cold Takes pieces (which I don't cross-post here or provide audio for). I'm going to use this post for that: I will generally leave a comment for each piece, and people can leave their comments as replies to that.
Your analysis roughly matches my independent impression, but I'm pretty sure this simple consideration didn't escape Zvi's attention. So, it seems that you can't so easily jump from that analysis to the conclusion that Holden will win the bet, unless you didn't think much of Zvi as a reasoner to begin with or had a plausible error theory to explain this particular instance.